Understanding the legal structure, securities compliance, and risk disclosures for this real estate debt offering.
This investment offering is structured in compliance with federal and state securities laws under Regulation D, Rule 506(b) or 506(c) as a private placement.
Offering structured in full compliance with federal and state securities laws.
First-lien position secured by properly recorded deed of trust and title insurance.
The investment is secured by a first-lien deed of trust on the property, recorded with Lubbock County, and protected by title insurance.
Your client uses services from CloudStream™ network partners (title, mortgage, insurance, home warranty).
Service providers pay legitimate business partnership fees to CloudStream™ for network participation.
CloudStream™ distributes profits to equity partners based on ownership percentage and referral activity.
All agreements properly documented and legally reviewed.
Ongoing legal oversight and compliance monitoring.
Full transparency in all fee arrangements and partnerships.
Proactive compliance and risk assessment protocols.
CloudStream™ is a legitimate business that creates legal partnerships between real estate agents and service providers. You're not getting paid for referrals—you're getting paid as an equity owner in a business network.
Think of it like owning stock in a company. When the company makes money, shareholders get dividends. When CloudStream™ makes money from legitimate business operations, equity partners get distributions.
Every aspect of CloudStream™ has been designed with legal compliance in mind. You're protected by:
This investment involves substantial risk and is suitable only for investors who can afford to lose their entire investment. Please read all risk factors carefully before investing.
There is no public market for these securities. Investors must be prepared to hold their investment for the entire 36-month term and may not be able to liquidate if needed.
The borrower (NhaLon LLC) may default on interest payments or fail to repay principal at maturity. In such cases, the investment group has access to an experienced local disposition team to handle foreclosure proceedings and a local management team with deep real estate knowledge to take over property operations if needed to protect investor capital.
Property values may decline due to market conditions, reducing collateral coverage and potential recovery in a foreclosure scenario.
Local and national economic conditions, interest rate changes, and real estate market fluctuations could negatively impact property performance and borrower ability to repay.
Past performance is not indicative of future results. There is no guarantee of returns, and investors may lose some or all of their investment.
Meet the definition of an "accredited investor" under federal securities laws
Have sufficient knowledge and experience in financial and business matters to evaluate the risks
Can afford to lose their entire investment without affecting their financial security
Are prepared to hold the investment for the entire 36-month term
Have consulted with their legal, tax, and financial advisors before investing
Request the full private placement memorandum with complete legal disclosures and documentation.